Dale Garron
(CO) 303. 680.5065
(AZ) 480.419.8884
(Fax) 866.593.7930 
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 License #
Arizona   MB-0905202
Colorado MB-100010289
NMLS 195317

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Dale: Can you move to Tampa?!  You are still the BEST!   Both in knowledge and service!  Your insight into the mortgage market is unsurpassed  ...read more

Current Rates

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Free Rate Quote

303. 680.5065

(AZ) 480.419.8884

30 Year Fixed...3.750% (3.874 APR)

15 Year Fixed....2.875% (3.065 APR

FHA/VA 30 Yr Fxd..3.250% (3.562 APR)

JUMBO 30 Year Fxd..4.500 (4.769 APR)

PLEASE NOTE: The "Current Rates" are for informational purposes only & not a commitment. For greater accuracy we recommend that you call or request a -- Personalized Rate Quote Rates may vary based on credit scores and specific loan parameters (purchase, refinance/ purpose, down payment, secondary financing, occupancy, etc.). Rates can change throughout the day and the latest rates may not be reflected in this posting.


"Envision the Best" is not just another marketing slogan, it is our mission statement.

Our commitment to you is to provide trustworthy, highly ethical mortgage services along with the very best mortgage programs and rates.

Please call or email us today and we will gladly answer any questions you may have regarding rates, refinancing, purchasing a home or any of the costs associated with a loan.

Please be assured we will never contact you in any way or use any information you provide without your explicit consent.

Envision Mortgage employs the latest innovations in technology, allowing us to maintain low overhead and efficiently provide low rates and exemplary services to our clients.

Envision Mortgage, L.L.C.is a licensed mortgage broker and provides mortgage financing for purchase mortgages and refinance mortgages in Colorado and Arizona.


Mortgage Rate Analysis: February 5, 2016

Friday, February 5th, 2016

Mortgage bond prices finished the week near unchanged which kept rates in check. The data was mixed which did little to ease economic uncertainties. Personal income rose 0.3% versus the expected 0.2% increase which was not good for lower rates. However, spending was unchanged versus the expected 0.2% increase. This pattern continued as the ADP employment report showed strength and the weekly jobless claims data showed signs of labor market weakness. We finished in the same manner with the employment report Friday. Unemployment was 4.9% versus the expected 5% reading which was bad for rates. The payrolls component rose 151K versus the expected 190K increase which was good for rates. Mortgage interest rates finished the week near unchanged despite the up and down trading.


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