Dale Garron
(CO) 303. 680.5065
(AZ) 480.419.8884
(Fax) 866.593.7930 
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 License #
Arizona   MB-0905202
Colorado MB-100010289
NMLS 195317

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Dale: Can you move to Tampa?!  You are still the BEST!   Both in knowledge and service!  Your insight into the mortgage market is unsurpassed  ...read more

Current Rates

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303. 680.5065

(AZ) 480.419.8884

30 Year Fixed...3.875% (4.122 APR)

15 Year Fixed....3.000% (3.279APR

FHA/VA 30 Yr Fxd..3.375% (3.753 APR)

JUMBO 30 Year Fxd..4.500% (4.624 APR)

PLEASE NOTE: The "Current Rates" are for informational purposes only & not a commitment. For greater accuracy we recommend that you call or request a -- Personalized Rate Quote Rates may vary based on credit scores and specific loan parameters (purchase, refinance/ purpose, down payment, secondary financing, occupancy, etc.). Rates can change throughout the day and the latest rates may not be reflected in this posting.


"Envision the Best" is not just another marketing slogan, it is our mission statement.

Our commitment to you is to provide trustworthy, highly ethical mortgage services along with the very best mortgage programs and rates.

Please call or email us today and we will gladly answer any questions you may have regarding rates, refinancing, purchasing a home or any of the costs associated with a loan.

Please be assured we will never contact you in any way or use any information you provide without your explicit consent.

Envision Mortgage employs the latest innovations in technology, allowing us to maintain low overhead and efficiently provide low rates and exemplary services to our clients.

Envision Mortgage, L.L.C.is a licensed mortgage broker and provides mortgage financing for purchase mortgages and refinance mortgages in Colorado and Arizona.


Mortgage Rate Analysis: May 22, 2015

Friday, May 22nd, 2015

Mortgage bond prices finished the week lower, which pushed mortgage interest rates higher. Most of the weakness came early in the week. The NAHB Housing Index printed at 54 versus the expected read of 57. Rates failed to improve on the release despite the fact it was rate friendly. There was continued concern that the bull market in the bond market had ended and rates shot higher.  Housing starts printed at 1,135K vs. the expected 1,019K. The stronger than expected data was not rate friendly and caused prices to fall and rates to rise Tuesday morning. Stronger than expected data caused market participants to believe a Fed rate hike will occur sooner rather than later. Mortgage interest rates finished the week worse by approximately 1/4 of a discount point.

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